It's Safer by Jakki Frances
Frank leads a quiet life and is dedicated to his job, but there is a redhead who keeps distracting him. He's seen her around town and at work and the more he sees the more curious he gets.
Kasey keeps to herself, hiding from the world. She loves her job and does it well, but after work hours she's alone in her home with a cat and books for company. It's a lonely existence but at least it's safe.
Until a stormy night changes everything and life no longer seems safe. Now it might become something more. Can Frank break through the walls around Kasey without breaking her completely? And is Kasey strong enough to let him in?